PromiseOne Bank에서 함께 성장해나갈 인재들을 찾습니다. (Multiple Positions in HQ) > 구인/구직/과외

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좋은 사람들이 모여있는 좋은 은행, 프라미스원 (PromiseOne Bank) 은행에서 함께 여러분야에서 성장해나갈 인재들을 찾습니다.

PromiseOne Bank is a community bank that would serve our community and its diverse population. As a community-oriented commercial bank, we offer small business loans, commercial loans, mortgage loans, and customary banking services such as deposit products. We started our banking operation from our main branch in Gwinnett County, Georgia, and have continued to expand our geographic footprints rapidly. With this fast growth, we are looking for new talents in the following areas:


Position: Loan Officer in SBA Lending Department
Location: Headquarter Office - Duluth, GA

[Job Overview]
The SBA loan officer is responsible for underwriting and analyzing new loan requests and used knowledge and independent judgement to
determine eligibility of risks and if it is profitable for the bank when compared to guidelines of programs available.
The loan officer is responsible for maintaining loan portfolios of assigned loans including annual review.
This position responds to questions from loan customers and brokers.  Prepare financial spreads and various credit related memos.

 Underwrite discussion and credit memos to be presented to management and directors at loan committee.
 Request required documentation, financials, etc. from the borrower and guarantors of the new/renewal loan request
 Complete Adverse Action Notices, SBA packages and other related memos.
 Order appraisals, environmental reports, flood search, UCC searches, etc.
 Ensures that loans are maintained in accordance with covenants, bank policies and procedures and SBA SOP


[Requirements/Qualifications]
 Bachelors or Associates Degree, preferably in finance, business or economics
 Prior related experience in the banking field is a plus
 Minimum of 2 years of underwriting experience
 Basic Computer and MS Excel proficiency
 Fluency in the English language
 Bi-lingual in Korean, Chinese, or Vietnamese is a plus
 Excellent written and oral communication skills required
 Excellent presentation skills required



Position: Credit Administrator Trainee
Location: Headquarter Office - Duluth, GA


[Job Overview]
The Credit Administrator Trainee will work under the tutelage of the Senior Credit Administrator with the goal of being able to independently
carry out the duties and responsibilities of a Credit Administrator within 12 months of hire.
Credit Administration Officer is responsible for managing the bank’s loan origination, servicing and liquidation functions to ensure
sound credit approval and compliance with loan policies, procedures, guidelines, lending-related regulations, and SBA SOP.

 Underwrite credit memos for Rated Loan Status Reports, new loans, renewals, change in terms, short-term extensions, and other requests.
 Request required documentation, financials, and other information from borrowers/customers Assist in the preparation of loan-related reports for
    management and board of directors
 Assist in planning, organizing, and implementing special projects commissioned by the bank’s senior management.
 Monitor the 3rd party due diligence framework
 Review credit memos for all types of loans to identify key issues and to ensure the loan is in accordance with bank credit policies and regulatory
    requirements.
 Review loan files and SBA required documents to ensure they meet all eligibility requirements prior to loan closings.
 Provide support with loan review functions internally/externally.
 Proactively organize and inform lending staff on updates to the credit policies, procedures and guidelines.


[Requirements/Qualifications]
 Bachelor’s Degree
 6 plus months of experience in banking related to commercial lending and credit underwriting Knowledge in SBA SOP
 Finance experience in understanding cash flow analysis for both personal and corporate levels Intermediate computer proficiency
 Fluency in the English language
 Ability to learn bank specific software



We offer Competitive Compensation & Excellent Benefit package

 Medical, Dental, Vision, & Life Insurance
 401(k), Paid Vacation and Sick Leave


If you are interested in working with us, please email your resume* to Career@promiseone.bank

PromiseOne Bank is an Equal Opportunity Employer.